Coin Check Up!

Hey Divah’s,

In my first post, let’s do a quick financial check up. I want to help you stay on track with your New Year’s resolutions to be a little more frugal by saving more and spending a lot less. Maybe your resolution was to create a budget you stick to or becoming more aware of your spending habits; I have a few tips to help you do just that. So let's count these coins shall we......

Now, I will be the first to say the task of keeping your New Year’s Resolution is not an easy one by far and you may find yourself off track. If that’s the case, No worries I will help get you back on track and running towards your financial goals again.

NOT TRUE!

 

CREATE A BUDGET:

Start out by reviewing your previous month’s bank statement. You will see your spending habits and monthly expenses. Collect all the data and review where you are spending your coins. Try to reduce frivolous spending. To help stay on budget purchase gift cards for the amounts you have budgeted. For example if your monthly grocery budget is $200 ,  purchase a $200 gift card from the store where you will do your grocery shopping; This will ensure you only spend the amount you put on the card.

SAVE A PERCENTAGE OF YOUR INCOME:

I recommend setting up an auto transfer for the exact day your paycheck is direct deposited, and have it placed into a savings account WITHOUT AN ATM CARD.  You won’t miss what you don’t see. 

Divah Tip~ Prior to making a purchase ask yourself: Do I 

need it? Do I want it? Will I want it in three days? Can I find it more reasonably priced?

Remember: Slow and steady wins the race.

If you would like a personal consultation and budget created for you, please contact me: 317makeitmakecents@gmail.com 

Mention this post and receive 10% off. 

✊Peace, Blessings and Coins

NITA